Student Health Insurance - The University of Tulsa
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Student Health Insurance

The university strongly recommends all students maintain private health insurance or participate in the Student Health Insurance Plan while enrolled at TU. All graduate students awarded a university assistantship, students enrolled in TU’s nursing program, intercollegiate athletes, and international students taking one or more credit hours are required to purchase the Student Health Insurance Plan.

Students who are required to have Student Health Insurance will be automatically enrolled and the full cost of annual coverage is added to their university bill in the Fall semester. However, the charge will be removed upon verification of other appropriate coverage, as long as it is received by the specified deadline. If a student is only here for one semester (fall or spring), the amount charged will be adjusted.

Verification must be received by September 15 for students enrolling in the fall and January 31 for students enrolling for the first time in the spring.

If you have adequate coverage, you can opt out of the university’s coverage by clicking below and completing the required documentation. Alternatively, if you are not required to participate in Student Health Insurance but would like to opt in, click below to begin the process. United Health Care coverage begins first day of August.

For any questions, visit, email, or call 800-362-5902.

Accept or Decline Coverage

Important Information

  • Website for ID cards, provider lookup, policy information: United Health Care
  • Online students are not eligible for the student medical insurance.
  • All Graduate Assistants, Intercollegiate Athletes, Nursing students, and International students are automatically enrolled in this insurance plan at registration unless proof of comparable coverage is furnished. All other students are eligible to enroll in this plan on a voluntary basis.
  • Dependents are not eligible for coverage. They must go to
  • The online waiver/enrollment portal will be available beginning Aug. 1 for the school year.
  • It may take up to five business days for credit to show on student account after waiving online.
  • Students have until Sept. 15 to waive their coverage for the school year.
  • Coverage waived in the fall will be carried over to the spring.
  • If student fails to waive coverage in the fall, student can waive in spring.
  • Student can come onto plan outside of enrollment period if lost primary coverage. Premium will be prorated. A life event form and loss of coverage notification will be required.
  • Insurance cards will not be mailed. They can be printed online or downloaded. A permanent card will be provided upon request.
  • All international students are required to have coverage regardless of full-time/part-time status.
  • Student can have another insurance with this plan.
  • This plan is usually primary.
  • Students seen at Alexander Health Center will have no cost for services. They may be billed for lab charges. If they are unable to utilize AHC, they must see in network provider to receive maximum benefits.
  • Dental and vision are not included in this coverage unless student is under 19 years old.
  • Teledoc feature allows 24/7 video conference with a physician for minor illness such as allergies, ear infection, etc. at no cost to the student. Medication can be prescribed as well.

Feel free to call 1-800-362-5902 or email your questions to