Financial Aid FAQ - The University of Tulsa
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Financial Aid FAQ







Incoming Undergraduate Students

TU provides free textbooks to all first-year freshmen and undergraduate transfer students. This program takes the hassle out of course material buying because required textbooks are fully covered by the university. Students can elect to opt-out of this free textbook program. Learn more about our Free Textbook program.

82%

In 2022-2023, TU had 741 Pell Grant recipients.

Do you qualify for a work study position? Follow these instructions to apply!

  • File the FAFSA early.  This either qualifies you or disqualifies you for the Federal Work Study program.  This must be done annually.
  • Review the available work study positions through the Student Financial Services Internal website.  You must have a TU ID to access this page.
  • Email the Supervisor your resume and/or cover letter.
  • The Supervisor will contact you if they would like to schedule you for an interview.
  • If the Supervisor hires you, you must complete the necessary payroll paperwork and direct deposit form.  Human Resources will email you a link to Paycom to complete this necessary paperwork.
  • After Human Resources has cleared you to begin working, Student Financial Services (SFS) will notify both you and the Supervisor that you can begin working.  You cannot start working until you have the official email from SFS.

NOTE: Admitted Students – If you haven’t accessed your account information, please login to your TU Hub for more information.  You must have your TU Net ID and password to access this page.

Private Loan
A private loan is a nonfederal loan issued by a lending institution (bank or credit union) and based on credit worthiness. Interest rates will vary depending on your credit score and the usage of a co-signer. Co-signers can be used to reduce the interest rate or to help obtain a loan due to credit problems. The Student Financial Services website provides a current and comprehensive list of lenders commonly used over the past three years. For more information regarding private loans, visit our website.

Outside Undergraduate Scholarships

Outside undergraduate scholarships are funding sources offered by organizations and foundations outside of The University of Tulsa. Use these links to learn more about available outside scholarships.

If you have any tribal affiliation, check with your tribe as they offer funding assistance.

University scholarships, grants and federal grants that you were offered will credit your account as of the first day of class if you are enrolled full time.  Student loans will credit as of the first day of class if you have accepted your loan on the TU portal, signed the MPN and completed entrance loan counseling.

Parent loans will credit as of the first day of class if your parent has applied, been approved and signed the MPN.

State grants and state scholarships (OTAG, OTEG, Oklahoma Promise, Oklahoma Academic Scholars Program) will credit when funding is received from the state of Oklahoma which is typically the 4th or 5th week of classes and will show on the portal as pending aid.

Outside scholarships will credit when payment is received but no earlier than the first day of class.

Federal Work-Study is paid directly to the student; it is not taken into consideration on your billing statement.

The balance less all funding listed above must be covered by payment in full or a TU payment plan by August 1st to avoid enrollment cancellation. Enroll in a payment plan at utulsa.edu/bursar/#tuition-payment-plans.

If you would like for the bursar’s office to directly deposit the excess funds into your bank account please go here for instructions. Log into “Self Service” using your TU Net ID and password and complete the bank information.

If you choose not to participate in direct deposit a check will be prepared for you to be picked up at the bursar’s office approximately two weeks after your funds are disbursed to TU.

All processed aid will post to your student account in the bursar’s office on the first or second day of classes.  The bursar’s office will then take out all charges and request a refund to you for the excess. This will only happen if you accepted the aid, signed the Master Promissory Note (MPN), completed the required entrance loan counseling and are enrolled in the number of hours for which the aid was processed.

Per Federal Regulations, the Bursars office has 14 days to issue the refund to you.  If you have signed up for direct deposit you will receive an email the day before this deposit is made.  You can also log onto the Hurricane Hub, click on view and pay my account, and click on account activity to view you current account status. You will need your TU Net ID and password to access the portal.

Please remember that loan fees are taken out of each disbursement so the amount that shows posted is less than what you borrowed.

A FAFSA must be filed on behalf of the student (listing TU’s school code 003185) before TU can determine eligibility for a Direct Parent PLUS Loan (PLUS). Only a parent (or a stepparent whose income was supplied on the FAFSA) of a dependent student can apply for this loan. (Note: An independent undergraduate student only has the option to apply for a private loan.) To request a PLUS loan, the parent must log into studentloans.gov, click on “Apply for a Direct PLUS Loan” and select “START Direct PLUS Loan Application for Parents.”

How do I sign the MPN and complete Entrance Loan Counseling?

To sign the Stafford MPN and complete entrance counseling please go to: studentloans.gov and sign in with your FSA ID.

You will find the above links on the left-hand side of the page.  These are two separate tasks that must be completed.

To sign the Parent PLUS loan MPN, your parent must go to studentloans.gov.

You must log into the TU Portal and access the Student Financial Services page on self-service. You will then accept or decline the aid offer. If you want to reduce the loan amounts you must contact Student Financial Services by email at finaid@utulsa.edu or in person.

Scholarships and Grants are accepted on your behalf and activated upon your enrollment. You will need to accept/decline Federal Work-Study, Student loans and the Parent Loan.

How do I waive the TU Health Insurance?
To opt out of the mandatory health insurance please go to: studentcenter.uhcsr.com/tulsa

If your FAFSA application is selected for verification by the U.S. Department of Education, you will receive an introductory email to the address you provided on the FAFSA.
This custom school link, https://Tulsa.proed.org, will be included in the introductory communication requesting you access ProVerify. You will need to do the following:

    • Confirm your identity (authentication).
    • Create a secure password.
    • Access your documents and begin the verification process (this includes the completion of online forms).

Upon receipt of all required documents, ProVerify will begin the verification process. You will be notified if there are any questions or if any additional documentation is required via email, text, or phone. Once verification has been completed, the student and TU will be notified.

If you have any questions about the verification process, please contact ProVerify, Monday through Friday from 8:00 a.m. – 5:00 p.m. Central at 918-710-3234 or by email at answers@proed.org.

Follow these instructions provided to set up your TU account. You will need your TU Net ID to get started. This ID can be found on your admission letter. If additional help is needed please contact the TU Help Desk at 918-631-3500 or help@utulsa.edu.

Students seeking need-based financial assistance must complete the Free Application for Federal Student Aid (FAFSA) as soon as possible on or after October 1. Please review this link for information on how to create an FSA ID.







Incoming Graduate & Law Students

University scholarships that you were offered will credit your account as of the first day of class if you are enrolled in the correct number of hours.  Student loans will credit as of the first day of class if you have accepted your loan on the TU portal, signed the MPN and completed entrance loan counseling.

Outside scholarships will credit when payment is received but no earlier than the first day of class.

Federal Work-Study is paid directly to the student, it is not taken into consideration on your billing statement.

The balance less all funding listed above must be covered by payment in full or a TU payment plan by August 1 to avoid enrollment cancellation. Enroll in a payment plan.

If you would like for the bursar’s office to directly deposit the excess funds into your bank account please follow these instructions.

If you choose not to participate in direct deposit a check will be prepared for you to be picked up at the bursar’s office approximately 2 weeks after your funds are disbursed to TU.

All processed aid will post to your student account in the bursar’s office on the first or second day of classes.  The bursar’s office will then take out all charges and request a refund to you for the excess. This will only happen if you have accepted the aid, signed the Master Promissory Note (MPN), completed the required entrance loan counseling and are enrolled in the number of hours for which the aid was processed.

Per Federal Regulations, the Bursars office has 14 days to issue the refund to you.  If you have signed up for direct deposit you will receive an email the day before this deposit is made.  You can also log onto the Hurricane Hub, click on view and pay my account, and click on account activity to view you current account status.

Please remember loan fees are taken out of each disbursement so the amount that shows posted is less than what you borrowed.

To sign the Stafford MPN, the GRAD PLUS MPN and complete entrance counseling please go to studentloans.gov.

A FAFSA must be filed before TU can determine a student’s eligibility for a Direct Graduate PLUS Loan (GPLUS). To request a GPLUS loan, go to studentloans.gov, click on “Apply for a Direct PLUS Loan” and select “START Direct PLUS Loan Application for Graduate/Professional Students.”

To opt out of the mandatory health insurance please go to: http://www.studentcenter.uhcsr.com/tulsa

You must log into the TU Portal and access the Student Financial Services page on self-service. You will then accept or decline the aid offer.  If you want to reduce the loan amounts you must contact Student Financial Services by email at finaid@utulsa.edu or in person.

Your TU credentials will be sent to you with your admission letter.  Follow the instructions provided here and if additional help is needed please contact the TU Help Desk at 918-631-3500 or help@utulsa.edu

Students seeking financial assistance must complete the Free Application for Federal Student Aid (FAFSA) as soon as possible on or after October 1.  Please review this link for information on how to create an FSA ID.







Current Undergraduate, Graduate & Law Students

Do you qualify for a work study position? Follow these instructions to apply!

  • File the FAFSA early.  This either qualifies you or disqualifies you for the Federal Work Study program.  This must be done annually.
  • Review the available work study positions through the Student Financial Services Internal website.  You must have a TU ID to access this page.
  • Email the Supervisor your resume and/or cover letter.
  • The Supervisor will contact you if they would like to schedule you for an interview.
  • If the Supervisor hires you, you must complete the necessary payroll paperwork and direct deposit form.  Human Resources will email you a link to Paycom to complete this necessary paperwork.
  • After Human Resources has cleared you to begin working, Student Financial Services (SFS) will notify both you and the Supervisor that you can begin working.  You cannot start working until you have the official email from SFS.

NOTE: Admitted Students – If you haven’t accessed your account information, please login to your TU Hub for more information.  You must have your TU Net ID and password to access this page.

Private Loan

A private loan is a nonfederal loan issued by a lending institution (bank or credit union) and based on credit worthiness. Interest rates will vary depending on your credit score and the usage of a co-signer. Co-signers can be used to reduce the interest rate or to help obtain a loan due to credit problems. The Student Financial Services website provides a current and comprehensive list of lenders commonly used over the past three years. For more information, visit https://utulsa.edu/financial-aid/loans/private-loan.

Outside Undergraduate Scholarships

Outside undergraduate scholarships are funding sources offered by organizations and foundations outside of The University of Tulsa. Use these links to learn more about available outside scholarships.

If you have any tribal affiliation check with your tribe as they offer funding assistance.

University scholarships, grants and federal grants that you were offered will credit your account as of the first day of class if you are enrolled full time.  Student loans will credit as of the first day of class if you have accepted your loan on the TU portal, signed the MPN and completed entrance loan counseling.

Parent loans will credit as of the first day of class if your parent has applied, been approved and signed the MPN.

State grants and state scholarships (OTAG, OTEG, Oklahoma Promise, Oklahoma Academic Scholars Program) will credit when funding is received from the state of Oklahoma which is typically the 4th or 5th week of classes and will show on the portal as pending aid.

Outside scholarships will credit when payment is received but no earlier than the first day of class.

Federal Work-Study is paid directly to the student, it is not taken into consideration on your billing statement.

The balance less all funding listed above must be covered by payment in full or a TU payment plan by August 1st to avoid enrollment cancellation. Learn about payment plans.

If you would like for the bursar’s office to directly deposit the excess funds into your bank account please follow these instructions.

If you choose not to participate in direct deposit a check will be prepared for you to be picked up at the bursar’s office approximately 2 weeks after your funds are disbursed to TU.

All processed aid will post to your student account in the bursar’s office on the first or second day of classes.  The bursar’s office will then take out all charges and request a refund to you for the excess. This will only happen if you have accepted the aid, signed the Master Promissory Note (MPN), completed the required entrance loan counseling and are enrolled in the number of hours for which the aid was processed.

Per Federal Regulations, the Bursars office has 14 days to issue the refund to you.  If you have signed up for direct deposit you will receive an email the day before this deposit is made.  You can also log onto the Hurricane Hub, click on view and pay my account, and click on account activity to view you current account status.

Please remember loan fees are taken out of each disbursement so the amount that shows posted is less than what you borrowed.

To sign the Stafford MPN and complete entrance counseling please go to studentloans.gov.

To sign the Parent PLUS loan MPN, your parent must go to studentloans.gov.

To sign the Graduate PLUS loan MPN please go to studentloans.gov.

A FAFSA must be filed before TU can determine a student’s eligibility for a Direct Graduate PLUS Loan (GPLUS). To request a GPLUS loan, go to studentloans.gov, click on “Apply for a Direct PLUS Loan” and select “START Direct PLUS Loan Application for Graduate/Professional Students.”

A FAFSA must be filed on behalf of the student (listing TU’s school code 003185) before TU can determine eligibility for a Direct Parent PLUS Loan (PLUS). Only a parent (or a stepparent whose income was supplied on the FAFSA) of a dependent student can apply for this loan. (Note: An independent undergraduate student only has the option to apply for a private loan.) To request a PLUS loan, the parent must log into studentloans.gov, click on “Apply for a Direct PLUS Loan” and select “START Direct PLUS Loan Application for Parents.”

You must log into the TU Portal and access the Student Financial Services page on self-service.  You will then accept or decline the aid offer.  If you want to reduce the loan amounts you must contact Student Financial Services by email at finaid@utulsa.edu or in person.

How do I waive the TU Health Insurance?

To opt out of the mandatory health insurance please go to: http://www.studentcenter.uhcsr.com/tulsa

If your FAFSA application is selected for verification by the U.S. Department of Education, you will receive an introductory email to the address you provided on the FAFSA.

This custom school link, Tulsa.proed.org will be included in the introductory communication requesting you access ProVerify. You will need to do the following:

  • Confirm your identity (authentication).
  • Create a secure password.
  • Access your documents and begin the verification process (this includes the completion of online forms).

Upon receipt of all required documents, ProVerify will begin the verification process. You will be notified if there are any questions or if any additional documentation is required via email, text, or phone. Once verification has been completed, the student and TU will be notified.

If you have any questions about the verification process, please contact ProVerify, Monday through Friday from 8:00 am – 5:00 pm at 918-710-3234 or by email at answers@proed.org.

Students seeking need-based financial assistance must complete the Free Application for Federal Student Aid (FAFSA) as soon as possible on or after October 1.  Please review this link for information on how to create an FSA ID.

Please contact Student Financial Services at finaid@utulsa.edu or 918-631-2670 with clarification or additional questions.

For information regarding your financing plan and other policies, please review The University of Tulsa Financial Aid Guide.